FACTS | WHAT DOES ZENITH PRIVATE BANK & TRUST DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Zenith Private Bank & Trust chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Zenith Private Bank & Trust share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | yes | no |
| For our marketing purposes— to offer our products and services to you | yes | no |
| For joint marketing with other financial companies | yes | yes |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | yes | no |
| For our affiliates’ everyday business purposes— information about your creditworthiness | yes | yes |
| For our affiliates to market to you | yes | yes |
| For nonaffiliates to market to you | no | We don't share |
| Questions? | Call 480-999-9900 or email Privacycenter@zenithprivate.com |
| Who we are | |
|---|---|
| Who is providing this notice? | Zenith Private Bank & Trust |
| What we do | |
|---|---|
| How does Zenith Private Bank & Trust protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Zenith Private Bank & Trust collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
| Other important information |
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| Important Notice about Credit Reporting: We may report information about your account(s) to credit buraus and/or consumer reporting agencies. Late payments, missed payments, or other defaults on your account(s) may be reflected in your credit report and/or consumer report. All Statements to Federal Law mentioned above reference U.S. Federal Law. California and Vermont: If your account has a California or Vermont billing address, we will automatically limit sharing your information with affiliates and non-affiliates or for joint marketing with other financial companies. Nevada Residents Only: We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by following the directions in the “To limit direct marketing” section. For more information regarding our telemarketing practices, contact us at 480-999-9900; PrivacyCenter@zenithprivate.com, or Zenith Private Bank & Trust 4900 N. Scottsdale Rd. Ste 1500 Scottsdale, AZ 85251. If you would like more information regarding this Nevada law, contact : Bureau of Consumer Protection, Office of the Neveda Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; 702-486-3132, AgInfo@ag.nv.gov .State Law: We follow state law where state law provides you with additional privacy protection. Zenith Private Bank & Trust U.S. legal entities and business covered by this notice: Zenith Private Bank & Trust, VB&T Organizational, LLC, and VB&T Holding Company, except banks and businesses listed below as having their own privacy notice, and companies with “Zenith” or “VB&T” in their name. The following legal entities and businesses are not covered by this notice and have separate privacy notices: VB&T Wealth Management DBA Zenith Wealth Advisors. |