FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FACTS | WHAT DOES ZENITH PRIVATE BANK & TRUST DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Zenith Private Bank & Trust chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does Zenith Private Bank & Trust share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | yes | no |
| For our marketing purposes— to offer our products and services to you | yes | no |
| For joint marketing with other financial companies | yes | yes |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | yes | no |
| For our affiliates’ everyday business purposes— information about your creditworthiness | no | no |
| For our affiliates to market to you | yes | yes |
| For non-affiliates to market to you | no | We don't share |
| To limit our sharing |
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| Questions? | Call 480-999-9900 |
Who we are | |
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| Who is providing this notice? | Zenith Private Bank & Trust |
What we do | |
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| How does Zenith Private Bank & Trust protect my personal information? |
To protect your personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards
and secured files and buildings. Additionally, ZENITH BANK & TRUST requires and trains its employees to comply with its privacy standards and policies, which are designed to protect customer information. |
| How does Zenith Private Bank & Trust collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account unless you tell us otherwise. |
Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies.
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| Non-affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies.
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| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Other important information |
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| All statements to Federal Law mentioned above reference U.S. Federal Law. California and Vermont: If your account has a California or Vermont billing address, we will automatically limit sharing your information with affiliates and nonaffiliates or for joint marketing with other financial companies. Nevada Residents Only: This notice is provided to you pursuant to state law. To stop marketing calls from us follow the directions in the section “To limit our sharing” to be placed on the ZENITH BANK & TRUST do not call list. Nevada law requires that we also provide you with the following contact information: Office of the Nevada Attorney General; telephone: 1-702-486-3132; email: aginfo@ag.nv.gov; 555 E. Washington Avenue, Suite 3900, Las Vegas, NV 89101. ZENITH BANK & TRUST Information Sharing Options: telephone: 480-999-9900 or email: PrivacyCenter@zenithprivate.com. Important information about phone calls, texts, prerecorded and email messages: If, at any time, you provide to ZENITH BANK & TRUST, its affiliates or designees (ZENITH BANK & TRUST ) contact numbers that are wireless telephone number(s) including, but not limited to, cell or VoIP numbers, you are consenting to ZENITH BANK & TRUST using an automated dialing system to call or text you, or to send prerecorded messages to you, in order to service, and collect on, any ZENITH BANK & TRUST personal account(s) and business account(s) (for which you are an authorized signer, guarantor or designated contact person) but not to market to you. By providing your email address, you consent to receive electronic mail from ZENITH BANK & TRUST. Zenith Bank & Trust U.S. legal entities and businesses covered by this notice: Zenith Bank & Trust, VB&T Holding Company LLC DBA Zenith Financial Holding Company, and companies with “Zenith” or “VB&T” in their name, except businesses listed below. The following legal entities and businesses are not covered by this notice and have separate privacy notices: VB&T Wealth Management LLC DBA Zenith Wealth Advisors. |